Travel Rewards Credit Cards

There are a ton of articles out there with some guy telling you how he traveled the world and flew first class all on on points from his credit cards. Some of the stories are a little far fetched or so convoluted that there’s no way that anyone with a full time job or a life has time to implement these proven “strategies”. There are however a few things that you can do to earn points, reduce travel fees and help you earn cash back on certain purchases. Every company from Chase to Capital One to American Express has some version of a Miles or Travel card. They vary in terms of perks and true value. You have to determine what is important to you.

In my opinion the best all around card for the value is the Delta Sky Miles Card from American Express (disclaimer I work for Delta).  That being said, there are 4 options to choose from: the Blue, Gold, Platinum and Reserve cards. Each come with their own travel benefits. The gold, platinum and reserve cards come with 1 free bag, reduced of free Sky Club access, no foreign transaction fees and priority boarding. You also earn miles with each purchase. Right now there is a bonus miles promotion that expires 09/18/2018.

Whatever card you choose take a few things into consideration:

  1. How much do you have to spend?
  2. What are the annual fees?
  3. What are the redemption options?
  4. Can you transfer the points to hotels?
  5. Are there blackout dates?

Whatever card you choose make sure it works for you. There’s no point in getting the Delta card if you mainly fly SouthWest. Take your time and do your research.